This page explains how articles on Insurance Curator are put together. We think you should know that before you trust anything we publish.
How articles are produced
Each topic starts from a real question people ask, such as how insurance groups work or when an excess is worth raising. Many of our articles are drafted with the help of AI writing tools. We say that openly because you deserve to know. We are working through the archive to check key facts against official sources and add a reference list to every guide.
Sources we rely on
Where a rule or figure matters, we point to the people who set it. In the UK that usually means GOV.UK, the Financial Conduct Authority, the Association of British Insurers, MoneyHelper and the Financial Ombudsman Service. In the US it means the NAIC, state insurance departments, HealthCare.gov, Medicare.gov and the Insurance Information Institute. Each guide lists the main sources at the bottom.
Keeping guides up to date
Prices move and rules change. We review guides when something important shifts, for example a new law, a regulator update or a big change in average premiums, and the updated date shows when that happened.
Independence
Advertisers and affiliate partners do not see articles before they are published and cannot pay to change what we say. A product never gets a better write-up because a link earns money.
Spotted a mistake?
Tell us. Leave a comment on the article with what is wrong and, if you can, a link to the source. We review comments and fix confirmed errors.