Nevada's statutory scheme for life and health non-disclosure centers on NRS 687B.110, which sets strict rules about what applicants must reveal to insurers. Understanding these …
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The Role of Materiality in Nevada NRS 687B.110 Legal Battles
Materiality is often the decisive factor when Nevada life and health insurers seek to void a policy or deny a claim based on pre-existing condition …
Rescinding Coverage in NV: Statutory Limits on Insurance Companies
Rescission — when an insurer voids a policy retroactively — is one of the most serious threats to Nevada policyholders. NRS 687B.110 and related Nevada …
Nevada Law: How Omissions Affect Health Care Benefit Eligibility
Understanding how omissions and non-disclosures affect eligibility for health care benefits in Nevada is essential for consumers, brokers, and attorneys. Under Nevada law—particularly NRS 687B.110—insurers …
Misstatements vs. Fraud: The Nevada Statutory Distinction
Understanding the difference between a simple misstatement and fraud is critical when a life or health insurer in Nevada challenges coverage based on pre-existing condition …
When Nevada Insurers Cannot Deny Claims Based on Past Illnesses
Insurers frequently scrutinize past illnesses when a life or health claim is filed. In Nevada, however, the law and court decisions raise important limits on …
NRS 687B.110: Protecting Nevada Families from Unfair Policy Voids
Nevada’s NRS 687B.110 sets important limits on when life and health insurance carriers can void policies for non-disclosure of pre-existing conditions. The statute balances insurers’ …
Nevada’s Requirement for Proving Intent in Health Non-disclosures
Nevada law treats non-disclosure in life and health insurance as a serious issue—but not every omission or mistake gives an insurer the right to void …
The High Bar for Policy Rescission in Nevada Life Insurance
Nevada’s approach to rescinding life insurance policies is shaped by a statutory framework that protects consumers from unfair voiding of coverage. NRS 687B.110 places meaningful …
Understanding Nevada NRS 687B.110: Rules for Insurance Representations
Nevada NRS 687B.110 governs how insurers and insureds treat representations on life and health insurance applications. This statute addresses misrepresentations and omissions, the insurer’s burden …