Understanding exclusions in your Professional Liability (Errors & Omissions, or E&O) policy is critical for protecting your business in the USA. Exclusions — the clauses …
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When Exclusions Trigger a Coverage Dispute: Steps to Manage a Professional Liability Insurance (Errors & Omissions) Claim
Professional liability (Errors & Omissions or E&O) claims can quickly become coverage disputes when an insurer relies on an exclusion. For businesses and professionals in …
Intentional Acts, Fraud and Professional Liability Insurance (Errors & Omissions): When Coverage Ends
Professional Liability Insurance (Errors & Omissions or E&O) protects professionals and firms in the USA from allegations of negligent advice, design errors, missed deliverables and …
Endorsements to Close Common Gaps in Professional Liability Insurance (Errors & Omissions)
Professional services firms in the United States — from IT consultants in New York City to architecture firms in Los Angeles and financial advisors in …
How to Negotiate to Remove or Limit Exclusions in Professional Liability Insurance (Errors & Omissions)
Professional Liability (Errors & Omissions, or E&O) exclusions can cripple coverage when you most need it. In the USA, businesses from New York City to …
Contractually Assumed Liability: How Professional Liability Insurance (Errors & Omissions) Treats Indemnities
Contract language that shifts risk—indemnities, hold harmless clauses, and contractually assumed liability—can create exposures that exceed a firm’s ordinary professional risk. For US-based professionals and …
Top Exclusions in Professional Liability Insurance (Errors & Omissions) and How to Spot Them
Professional Liability Insurance (Errors & Omissions, or E&O) is essential for consultants, technology firms, architects, and other U.S.-based service professionals. However, the value of an …
Punitive Damages and E&O: Typical Exclusions and Alternative Protections
Errors & Omissions (E&O) — also called professional liability insurance — is a core protection for U.S. businesses that give advice or professional services. But …
Bodily Injury and Property Damage Exclusions in Professional Liability Insurance (Errors & Omissions) — Workarounds and Gaps
Professional Liability (Errors & Omissions, or E&O) insurance is designed to protect professionals against claims arising from negligent acts, errors, omissions, or poor advice in …
Accountants’ Guide to Professional Liability Insurance (Errors & Omissions): Common Claims and Coverage Solutions
Professional liability insurance (Errors & Omissions, or E&O) is essential for accounting firms and licensed CPAs across the United States. This guide explains the most …