The MCS-90 endorsement is a short piece of printed language added to commercial auto liability policies for motor carriers that operate in interstate commerce. Although …
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Exclusion Carve-Outs: Negotiating Wording That Protects Your Trucking Business
Running a trucking or logistics operation in the United States means balancing risk transfer with cost control. Exclusion carve-outs—specific additions to deny an insurer’s exclusion …
Umbrella vs Excess Liability: Which Option Best Supplements Your Trucking Insurance Limits?
Trucking companies in the United States face unique liability exposures — catastrophic bodily injury, multi-vehicle pileups, high-value cargo and increased jury awards. Choosing between an …
How to Choose Policy Limits That Balance Protection and Premiums for Trucking Fleets
Choosing the right policy limits for a trucking fleet in the United States is a balancing act: enough coverage to protect your business, drivers and …
Drafting Endorsements for Contingent Cargo and Broker Liability in Logistics Contracts
In the U.S. trucking and logistics market, contingent cargo and broker liability endorsements are essential contractual tools to allocate risk, protect balance sheets, and keep …
Audit Guide: Reviewing Policy Wordings to Plug Gaps Without Overpaying for Trucking Insurance
Trucking and logistics companies in the United States face rapidly rising exposures — from catastrophic liability suits to specialty cargo claims. A focused policy wording …
Insuring Against Tampering and Concealed Theft: Endorsements That Matter for Shippers
Cargo tampering and concealed theft (also known as mysterious disappearance) are among the most costly and disruptive exposures for shippers and motor carriers in the …
Named Insured, Additional Insured and Waiver of Subrogation: Practical Impacts on Claims
Content Pillar: Endorsements, Exclusions & Policy Limits Explained — Trucking & Logistics Insurance (USA) Understanding how named insured, additional insured, and waiver of subrogation endorsements …
How Aggregate Limits Work in Trucking Policies and When They Can Create Coverage Issues
Understanding aggregate limits and how they operate in trucking and logistics insurance is essential for fleet owners, brokers, and risk managers. Aggregate limits can silently …
Preventing Cargo Theft: Security Best Practices for Trucking and Logistics Insurance Buyers
Cargo theft remains a costly, operational and underwriting risk for U.S. carriers, brokers and shippers. For trucking and logistics insurance buyers in the United States …