If you’re disputing your auto insurance CLUE (Comprehensive Loss Underwriting Exchange) record—or pushing for corrections to inaccurate claims history—timing and documentation matter as much as …
Adding a New Driver to Your Policy: Cost Forecast and How to Reduce the Jump
Adding a new driver to your auto insurance policy is one of those life changes that can feel simple—until you see the premium update. The …
Moving to a New Address: Why Rates Change and What Documents to Provide
Moving can feel like a fresh start—but for auto insurance, a new address can trigger a noticeable premium change. Insurers adjust rates based on local …
Getting a New Car: How Coverage Choices, VIN, and Deductibles Affect Premiums
Buying a new car is exciting—but it can also trigger the most noticeable “premium shock” in your auto insurance budget. Many drivers see their quote …
How Marriage Changes Auto Insurance Rates: What Discounts Apply and What to Update
Marriage is a major life event—and it often changes more than just your personal plans. For many drivers, it can also trigger an auto insurance …
Mold-Related Claims: Eligibility Rules, Remediation Documentation, and Timing Issues
Mold is one of the most misunderstood home insurance hazards—and one of the most common reasons claims get narrowed, delayed, denied, or “paid but conditioned.” …
Living Expenses and Temporary Housing: What to Expect After a Major Home Loss
When a home loss is large enough that you can’t safely live in it, the next questions are usually financial: Will insurance pay for temporary …
CLUE Report Basics: What It Includes and How Claims History Affects New Quotes
When you shop for auto insurance, your price isn’t based only on your driving profile. Insurers also look at your claims history—and in many states, …
How to Request Your Claims History (CLUE) and What Identification Documents You’ll Need
If you’ve ever wondered why your auto insurance premiums changed—or why they seem to change “for no reason”—your claims history may be the missing puzzle …
Step-by-Step Process to Dispute an Incorrect Claim Entry on Your Record
An incorrect claim entry on your insurance record can affect your ability to get affordable coverage, the price you pay at renewal, and even how …