Cyber incidents are no longer a technology problem reserved for large enterprises. Small and medium-sized businesses (SMBs) in the United States face increasing risk from …
Healthcare Provider Insurance: Malpractice, HIPAA Liability and Business Interruption for Clinics
Ultimate guide — U.S. market — malpractice, privacy/security (HIPAA), and business interruption protections for clinics, ambulatory surgery centers (ASCs), community health centers and small physician …
Construction Business Insurance Essentials: Mandatory Coverages, Contractual Requirements and Limits
Construction projects are high-risk, capital-intensive ventures. For contractors, subcontractors, developers and owners, insurance isn't optional—it's a core part of project delivery, contract compliance, and long-term …
Tech Company Coverage Guide: Errors & Omissions, Cyber Liability and IP Protection Strategies
Comprehensive, practical, and market-focused guidance for U.S. tech companies evaluating professional liability (Errors & Omissions), cyber liability, and intellectual property protection strategies. This ultimate guide …
Retail Insurance Checklist: Product Liability, Property, Crime and Seasonal Inventory Coverage
A comprehensive, actionable guide for U.S. retailers to identify, quantify, and insure the risks that threaten sales, stock, staff and reputation. This ultimate guide walks …
Real Claims Case Studies: How Cyber Policies Covered Ransomware, Business Interruption and Extortion
Content pillar: Cyber Liability & Data Breach Insurance — Context: Business insurance essentials (US market) Ransomware, extortion and data breaches are no longer theoretical risks …
Cyber Insurance Purchasing Checklist: Incident Response, Retroactive Dates and Sub-Limits
Comprehensive guide — US market — Business insurance essentials for decision-makers, risk managers and brokers. This ultimate guide explains the coverages, traps and negotiation levers …
How to Get a Cyber Quote Quickly: The Right Documentation and Metrics Underwriters Want
Getting a fast, competitive cyber liability quote starts long before you click “submit” on the application. Underwriters today evaluate hard evidence — not just checkboxes …
Reducing Cyber Premiums: Security Controls, MFA, Patch Management and Insurer Questionnaires
An ultimate guide for US businesses — how to materially reduce cyber insurance costs by investing in the controls underwriters care about, preparing airtight documentation …
Sample Cyber Limits & Policy Structures: How Much Coverage Should Your Business Buy?
Cyber insurance is no longer optional for U.S. businesses that store customer data, transact online, or depend on IT systems to operate. Choosing the right …