Content Pillar: Choosing Advisors, Due Diligence & ImplementationContext: High Net Worth Estate Planning — using insurance for wealth transfer and tax mitigation (USA-focused) Executive summary: …
Assembling the Team: How HNW Families Choose Attorneys, CPAs, Actuaries, and Brokers
High net worth (HNW) families in the United States face complex trade-offs when using life insurance for wealth transfer and federal/state tax mitigation. Choosing the …
Red Flags in Advisor Selection: Avoiding Misaligned Incentives in Insurance Sales to HNW Clients
High-net-worth (HNW) families in New York, California, Florida, Texas and nationwide use large life insurance policies and PPLI structures to transfer wealth, fund estate taxes, …
Onboarding Process for HNW Insurance Plans: Client Discovery, Underwriting, and Timing
High-net-worth (HNW) families in the United States increasingly use large life insurance programs—guaranteed universal life (GUL), indexed/universal life (IUL/UL), and Private Placement Life Insurance (PPLI)—to …
Due Diligence Checklist for Selecting an Insurer and Lender in High-Value Deals
High-net-worth (HNW) estate planning that uses large life insurance policies and premium financing requires rigorous due diligence on both the insurer and the lending partner. …
Fee Models, Conflicts of Interest, and Transparency When Buying Large Life Policies
Content Pillar: Choosing Advisors, Due Diligence & ImplementationContext: High Net Worth Estate Planning — using insurance for wealth transfer and tax mitigation in the USA …
Implementation Roadmap: From Policy Selection to Trust Funding and Ongoing Governance
High-net-worth (HNW) estate planning that uses life insurance to transfer wealth and mitigate taxes requires a disciplined implementation roadmap. This guide — targeted for U.S. …
Compensation Structures, Broker-Dealer Rules, and Their Impact on Objectivity
High‑net‑worth (HNW) estate planning in the United States increasingly relies on life insurance, corporate-owned life policies (COLI), and specialized wealth‑transfer vehicles to mitigate estate taxes …
Resolving Disputes Over Insurance Proceeds: Governance, Mediation, and Fiduciary Remedies
High-net-worth (HNW) estate plans frequently use life insurance to transfer wealth, provide liquidity for estate taxes, and secure family-office objectives. When insurance proceeds become contested …
Board and Trustee Oversight of Insurance Holdings: Policies That Protect Beneficiaries
High-net-worth (HNW) estate plans increasingly rely on life insurance for wealth transfer, liquidity to pay estate taxes, and legacy funding. When insurance policies are owned …