Cross-border premium financing is a powerful tool for high-net-worth (HNW) U.S.-based families who use life insurance to transfer wealth, fund estate taxes, or support succession …
Structuring PPLI and Offshore Policies to Comply with Home-Country Regulations
Private Placement Life Insurance (PPLI) and offshore life insurance can be powerful tools for high-net-worth (HNW) U.S. families to achieve wealth transfer, tax mitigation, and …
Cross-Border Estate Planning: Choosing Onshore vs Offshore Life Insurance for Multinational HNW Families
High net worth (HNW) families with ties to the United States frequently use life insurance to accomplish cross-border wealth transfer, liquidity for estate taxes, and …
Treaty Considerations and Withholding on Insurance Proceeds Across Jurisdictions
High-net-worth (HNW) families and their advisors increasingly rely on life insurance and sophisticated insurance wrappers (PPLI, captive solutions, funded trusts) to transfer wealth, preserve liquidity …
FATCA, CRS, and Reporting Requirements for Cross-Border Insurance Holdings
Cross-Border & International Estate Planning with Insurance — High Net Worth Estate Planning: Articles about using insurance for wealth transfer and tax mitigation Insurance is …
Residency, Domicile, and Policy Ownership: Avoiding Unintended Tax Traps for International Estates
High-net-worth (HNW) individuals with cross‑border ties face a unique set of estate-planning pitfalls when life insurance, trusts, residency, and domicile interact across jurisdictions. For U.S.-focused …
Captive Insurance Alternatives for HNW Families: When a Captive Makes Sense
High-net-worth (HNW) families in the United States face complex risk, tax and estate-transfer issues that often make captive insurance an attractive tool. But a captive …
Stress-Testing Protection Strategies: Scenarios Where Insurance Fails to Shield Wealth
High net worth (HNW) estate plans commonly rely on life insurance, liability layers, and specialized structures to transfer wealth, provide estate liquidity, and manage taxes. …
Integrating Insurance into Family Office Risk Governance and Multigenerational Protection Plans
High-net-worth (HNW) family offices in the United States must treat insurance not as a standalone product but as a strategic element of risk governance, liquidity …
Balancing Asset Protection with Tax Compliance: Ethical and Legal Boundaries Advisors Must Observe
High-net-worth (HNW) clients increasingly use insurance-based solutions—life insurance, private placement life insurance (PPLI), captives, and trust-owned policies—to transfer wealth, provide estate liquidity, and mitigate taxes. …