Premium financing can be a powerful strategy for high-net-worth (HNW) clients seeking to transfer wealth efficiently while preserving liquidity and maximizing tax-advantaged life insurance benefits. …
Structuring Financing with ILITs and Other Trusts to Preserve Estate Tax Benefits
Estate planning for high-net-worth (HNW) individuals in the United States increasingly relies on sophisticated life insurance structures combined with premium financing to preserve estate tax …
Policy Assignment and Anti-Abuse Considerations in Premium Financing Arrangements
Premium financing is a powerful tool for high‑net‑worth (HNW) clients who need large life insurance policies for estate planning, liquidity for taxes, or wealth transfer. …
Lender Structures, Collateral, and Credit Risk: What HNW Borrowers Must Know
Premium financing is a powerful tool in high net worth (HNW) estate planning—enabling the affluent to acquire high-value life insurance policies for wealth transfer and …
Premium Financing 101: Leveraging Debt to Acquire High-Value Life Insurance for HNW Clients
Premium financing is a specialized strategy that enables High Net Worth (HNW) clients to obtain large life insurance death benefits while conserving liquidity and preserving …
Interest-Rate Risk and Stress Tests for Premium-Financed Policies: Modeling Scenarios
Premium financing is a powerful tool for high-net-worth (HNW) estate planning in major U.S. markets such as New York, California (San Francisco / Los Angeles), …
Negotiating Loan Documents: Covenants, Repayment Triggers, and Default Remedies for HNW Deals
Premium financing is a powerful tool in high-net-worth (HNW) estate planning to acquire high-value life insurance while preserving liquidity and maximizing wealth transfer. For advisors …
Onshore vs Offshore PPLI: Jurisdictional Tradeoffs for International High Net Worth Families
Private Placement Life Insurance (PPLI) is a powerful wrapper that combines life insurance tax benefits with institutional investment management. For international high‑net‑worth (HNW) families based …
Mitigating Regulatory Risk in PPLI: KYC, PE Investor Rules, and Anti-Money-Laundering Controls
Private Placement Life Insurance (PPLI) is a powerful vehicle for high-net-worth (HNW) estate planning in the United States — enabling tax-deferred growth, wealth transfer, and …
Comparing PPLI to Traditional Variable Life: Cost, Flexibility, and Estate Planning Outcomes
Private Placement Life Insurance (PPLI) is an increasingly popular strategy for ultra–high–net–worth (UHNW) and high-net-worth (HNW) families in the United States seeking tax-efficient wealth transfer, …