Urban delivery and micro-fulfillment are rewriting the rules of trucking exposure across major U.S. metros. As retailers, grocery chains and e-commerce platforms shift inventory closer …
Red Flags in Carrier Proposals: Questionable Exclusions and Hidden Limitations
In trucking and logistics insurance procurement, a low premium can be a trap if the carrier’s proposal contains exclusions, sublimits or obscure definitions that hollow …
How Insurers Are Adapting Underwriting to Advanced Driver Assistance Systems (ADAS)
The rapid roll-out of Advanced Driver Assistance Systems (ADAS) across U.S. trucking fleets — lane departure warning, automatic emergency braking (AEB), adaptive cruise control, driver-facing …
The Future of Trucking and Logistics Insurance: Autonomous Vehicles and Liability Shifts
The trucking and logistics insurance market in the United States is entering a period of fundamental change. Autonomous vehicles (AVs), electrification, platooning, shared-fleet models, advanced …
Electric Trucks and Insurance: New Risk Profiles, Repair Costs and Underwriting Changes
The rapid electrification of trucking — from last-mile delivery vans to Class 8 regional haulers — is reshaping risk, claims and underwriting for U.S. trucking …
Platooning, Shared Fleets and the Insurer Response to Collaborative Trucking Models
The U.S. trucking market is entering a period of structural change. Platooning and shared-fleet models — enabled by advanced driver assistance systems (ADAS), telematics, and …
Negotiating Endorsements and Wording Changes That Protect Your Trucking Business
Effective negotiation of endorsements and policy wording is one of the most powerful ways a trucking or logistics company in the United States can reduce …
How to Benchmark Premiums and Coverages for Your Fleet Against Industry Peers
Benchmarking commercial auto premiums and coverages is essential for trucking and logistics operators who want to control insurance spend without sacrificing protection. This guide walks …
Common Defenses to Restaurant and Hospitality Lawsuits Every Operator Should Know
Running a restaurant, bar, hotel, or catering operation in the United States means exposure to a wide variety of lawsuits — slip-and-falls, foodborne illness claims, …
Mapping Liability Across Hospitality Operations: From Catering to Multi-Location Chains
Hospitality liability is not one-size-fits-all. From a single café in Brooklyn to a nationwide catering arm or a multi-location hotel chain with banquet services in …