Insurance Curator 
As a student, you’re probably used to looking for discounts on everything from textbooks to pizza. But did you know that you can also save money on auto insurance? That’s right, many insurance companies offer discounts specifically for students. In this article, we’ll explore some of the ways you can get discounts on auto insurance as a student.
Good Student Discount
One of the most common discounts for students is the good student discount. Insurance companies often offer this discount to students who maintain a certain GPA, usually a 3.0 or higher. The idea is that students who do well in school are more responsible and less likely to get into accidents. So if you’re hitting the books and keeping your grades up, be sure to let your insurance company know. You could save up to 25% on your premium.
Let me tell you a story about my friend Sarah. She was a straight-A student in college, but she never thought to ask her insurance company about a good student discount. When she finally did, she was able to save $200 a year on her auto insurance. That’s a lot of extra cash for a college student!
Defensive Driving Course
Another way to get a discount on auto insurance is by taking a defensive driving course. Many insurance companies offer discounts to drivers who complete an approved course. These courses teach you how to be a safer driver and can help you avoid accidents. Plus, they’re usually pretty affordable and can be completed online.
My cousin Jake took a defensive driving course last year and was able to save 10% on his auto insurance. He said the course was actually pretty interesting and he learned a lot about how to be a safer driver.
Student Away at School Discount
If you’re a student who goes to school away from home, you may be eligible for a student away at school discount. This discount is for students who don’t have regular access to their car while they’re at school. Since you’re not driving as much, you’re less likely to get into an accident, so insurance companies are willing to give you a break on your premium.
My friend Emily goes to school across the country from her hometown. She only drives her car when she’s home for breaks, so she was able to get a student away at school discount. She saved 15% on her auto insurance, which helps her afford those expensive plane tickets home.
Family Plan Discount
If you’re still on your parents’ auto insurance policy, you may be able to get a family plan discount. Many insurance companies offer discounts to families who have multiple cars insured with them. This can be a great way to save money on auto insurance as a student.
My brother and I are both on our parents’ auto insurance policy. We were able to get a family plan discount, which saved us all money on our premiums. It’s definitely worth looking into if you’re still on your parents’ policy.
Shop Around
Finally, one of the best ways to get discounts on auto insurance as a student is to shop around. Don’t just go with the first insurance company you find. Get quotes from multiple companies and compare them. You may be surprised at how much prices can vary.
When I was shopping for auto insurance, I got quotes from three different companies. The prices ranged from $800 to $1200 a year. By shopping around, I was able to save $400 a year on my auto insurance.
In conclusion, there are many ways for students to get discounts on auto insurance. From good student discounts to defensive driving courses to family plan discounts, there are plenty of options out there. And don’t forget to shop around for the best deal. With a little bit of effort, you can save money on auto insurance and have more cash in your pocket for other expenses. So next time you’re looking for ways to save money as a student, don’t overlook your auto insurance. It’s an expense that can be reduced with the right discounts and some savvy shopping.