You might think your car insurance premium is based solely on your driving record and vehicle type. In reality, insurers often buy data from third-party …
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The Security of Your Telematics and Driving Data: What You Need to Know.
Your car’s telematics system collects detailed driving data—speed, location, braking patterns, and even phone usage. Insurers use this data to calculate premiums for usage-based insurance …
Understanding Your Rights Regarding Data Privacy with Your Insurer.
Your car insurance company holds a wealth of personal data. From your driving history to your home address, this information is valuable—and sensitive. Understanding your …
What Personal Data Do Insurance Companies Collect and How Is It Used?
When you apply for car insurance, you hand over a surprising amount of personal information. Insurers need this data to calculate your risk, set your …
Reporting Suspected Insurance Fraud: a Step-by-step Guide.
Car insurance fraud costs the average U.S. family between $400 and $700 per year in higher premiums. Reporting suspicious activity protects honest drivers and helps …
The Role of Technology in Helping Insurers and Consumers Fight Fraud.
Car insurance fraud costs the industry billions every year—and those losses eventually show up in your premium. But technology is rapidly flipping the script. From …
Protecting Yourself from Becoming a Victim of a Staged Accident.
Staged accidents are a growing form of car insurance fraud that costs insurers billions each year. Criminals deliberately cause collisions to file false claims, often …
What Is ‘Hard’ vs. ‘Soft’ Insurance Fraud? Examples and Consequences.
Insurance fraud costs the industry billions every year, and car insurance is a prime target. Understanding the difference between hard fraud and soft fraud helps …
Common Types of Car Insurance Scams and How to Spot Them.
Car insurance fraud costs honest policyholders billions each year. From staged accidents to fake policies, scammers use increasingly sophisticated tactics. Knowing how to identify these …
The Future of Car Insurance in a Fully Autonomous World.
Self-driving cars are no longer science fiction. Waymo, Cruise, and Tesla are already testing Level 4 and Level 5 autonomous vehicles on public roads. As …