If you don’t own a car but occasionally drive a rental, a friend’s vehicle, or a car-sharing ride, you might assume you’re covered. In many …
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Does Your Personal Auto Policy or Credit Card Offer Rental Car Coverage?
When you rent a car, the last thing you want is confusion over insurance. Many drivers assume their personal auto policy or credit card automatically …
Understanding the Insurance Provided by Traditional Rental Car Companies.
Renting a car seems simple until you face the insurance decision at the counter. Traditional rental companies like Hertz, Avis, and Enterprise offer multiple coverage …
Insurance for Peer-to-peer Car-sharing Services like Turo and Getaround.
The rise of peer-to-peer car-sharing platforms like Turo and Getaround has transformed how travelers access vehicles. Instead of renting from a traditional fleet, you rent …
How Insurance Companies Are Adapting Their Business Models to Remain Profitable.
Car insurance rates are climbing across the US, UK, and Europe—some premiums have jumped over 20% in the past year alone. Behind these hikes lies …
The Role of Litigation Trends and ‘Social Inflation’ in Driving up Premiums.
Introduction Car insurance premiums are climbing across first-world nations, and one overlooked driver is the shift in litigation culture. Social inflation—the tendency for juries to …
The Rising Costs of Medical Care and Their Effect on Liability Claims.
The Rising Costs of Medical Care and Their Effect on Liability Claims It’s no secret that medical care costs have skyrocketed. From hospital stays to …
How Supply Chain Issues Are Affecting the Availability and Price of Auto Parts.
If you’ve recently tried to repair your car, you’ve probably noticed longer wait times and higher bills. Global supply chain disruptions continue to ripple through …
The Impact of Inflation on Vehicle Repair and Replacement Costs.
Inflation is driving up the price of everything — including what it costs to fix or replace your car. For drivers in the United States, …
How to Read and Understand the Declarations Page of Your Insurance Policy.
Your car insurance policy can feel like a maze of legal jargon. But one page cuts through the noise: the declarations page. This single sheet …