Professional liability insurance (Errors & Omissions, E&O) is a must-have for U.S. professionals who give advice, design, or deliver services. Premiums vary widely by industry, …
Home Insurance
Understanding Deductibles in Professional Liability Insurance (Errors & Omissions): Risk vs Cost
Professional liability (Errors & Omissions, E&O) insurance protects service professionals against claims of negligence, mistakes, or failure to perform. One of the most important choices …
Risk Transfer Strategies to Mitigate E&O Exclusions: Indemnities, Subcontractors and Insurance Requirements
Errors & Omissions (E&O) — professional liability — policies routinely include exclusions and limitations that can leave firms exposed. For US-based professional services firms (consultants, …
A Practical Guide to Reading Exclusions in Your Professional Liability Insurance (Errors & Omissions) Policy
Understanding exclusions in your Professional Liability (Errors & Omissions, or E&O) policy is critical for protecting your business in the USA. Exclusions — the clauses …
When Exclusions Trigger a Coverage Dispute: Steps to Manage a Professional Liability Insurance (Errors & Omissions) Claim
Professional liability (Errors & Omissions or E&O) claims can quickly become coverage disputes when an insurer relies on an exclusion. For businesses and professionals in …
Intentional Acts, Fraud and Professional Liability Insurance (Errors & Omissions): When Coverage Ends
Professional Liability Insurance (Errors & Omissions or E&O) protects professionals and firms in the USA from allegations of negligent advice, design errors, missed deliverables and …
Endorsements to Close Common Gaps in Professional Liability Insurance (Errors & Omissions)
Professional services firms in the United States — from IT consultants in New York City to architecture firms in Los Angeles and financial advisors in …
How to Negotiate to Remove or Limit Exclusions in Professional Liability Insurance (Errors & Omissions)
Professional Liability (Errors & Omissions, or E&O) exclusions can cripple coverage when you most need it. In the USA, businesses from New York City to …
Contractually Assumed Liability: How Professional Liability Insurance (Errors & Omissions) Treats Indemnities
Contract language that shifts risk—indemnities, hold harmless clauses, and contractually assumed liability—can create exposures that exceed a firm’s ordinary professional risk. For US-based professionals and …
Top Exclusions in Professional Liability Insurance (Errors & Omissions) and How to Spot Them
Professional Liability Insurance (Errors & Omissions, or E&O) is essential for consultants, technology firms, architects, and other U.S.-based service professionals. However, the value of an …