Directors and officers face persistent liability risks tied to decisions made years earlier. When management changes, a company sells, files for bankruptcy, or winds down …
Business Insurance
Negotiating Run‑Off Terms After an Exit: Practical Clauses Every Executive Should Request in Directors and Officers (D&O) Liability Insurance
When you exit a company — by sale, merger, bankruptcy, or resignation — your exposure to legacy claims doesn’t end. In the USA market (notably …
Checklist for Purchasing Run‑Off Coverage: Questions to Ask Your Broker for Directors and Officers (D&O) Liability Insurance
Directors and Officers (D&O) liability exposure doesn’t end when a company is sold, winded down, enters bankruptcy, or leaders resign. Run‑off (tail) coverage preserves protection …
Alternatives to Full Tail: Extended Reporting Periods and Run‑off Structures in Directors and Officers (D&O) Liability Insurance
Directors and Officers (D&O) liability exposures continue after an executive leaves, a company is sold, or a chapter 11 filing occurs. While a full (permanent) …
Mergers, Bankruptcies and Resignations: Events That Trigger the Need for Directors and Officers (D&O) Liability Insurance Run‑Off
Directors and officers (D&O) carry personal and corporate exposure for decisions made on behalf of the company. When a company undergoes a material corporate event …
Prior Acts and Retroactive Dates: Managing Historical Exposure Under Directors and Officers (D&O) Liability Insurance
Directors and officers of U.S. companies — especially those headquartered in New York, Delaware, California, and Texas — face litigation risk that can arise years …
When Is Tail Coverage Required? Triggers and Best Practices in Directors and Officers (D&O) Liability Insurance
Directors & Officers (D&O) liability insurance on a claims‑made basis protects current and past directors and officers for claims first asserted while the policy is …
Run‑Off (Tail) Coverage for Directors and Officers (D&O) Liability Insurance: What Boards Need to Know
Directors and officers (D&O) run‑off — commonly called tail coverage or extended reporting periods (ERPs) — is a critical protection when a company undergoes a …
Cost Drivers for Run‑Off Protection: Pricing Tail Coverage in Directors and Officers (D&O) Liability Insurance
Directors & Officers (D&O) run‑off (commonly called “tail”) coverage is a high‑stakes purchase for U.S. corporations, private equity portfolio companies, and executives exiting an organization. …
Limit Selection for Public Companies: Balancing Market Expectations and Cost in Directors and Officers (D&O) Liability Insurance
Directors and Officers (D&O) liability insurance is a critical risk-transfer tool for public companies in the United States. Selecting appropriate limits requires balancing market expectations, …