Restaurants and hospitality operators in the USA increasingly rely on third parties — delivery platforms, caterers, rental companies, and event vendors — to extend service …
Business Insurance
Contract Clauses to Limit Liability from Third-Party Contractors and Subcontractors
Content Pillar: Contracts, Vendors & Third-Party Liability — Restaurant and Hospitality Liability (USA) Restaurants, hotels, and event venues in the United States face concentrated third-party …
Auditing Vendor Insurance Certificates and Enforcing Minimum Coverage Requirements
Content Pillar: Contracts, Vendors & Third-Party Liability — Restaurant & Hospitality Liability (USA) Effective vendor insurance certificate auditing and firm enforcement of minimum coverage requirements …
Contracts, Vendors and Third-Party Liability: How to Draft Agreements That Protect Hospitality Operators
Running a restaurant, bar, hotel, or catering operation in the United States means relying on a web of vendors—from food suppliers and cleaning crews to …
Measuring the Impact of Beverage Training on Claims, Incidents and Insurance Premiums
Effective beverage service training is one of the most cost-efficient risk-management tools a restaurant, bar or nightclub can deploy. For U.S. hospitality operators — whether …
Implementing Random Audit and Mystery Shopper Programs to Enforce Responsible Service
Responsible beverage service is a legal and financial imperative for restaurants, bars, and hospitality venues across the USA. Random audits and mystery shopper programs—when designed …
Sample Responsible Beverage Policy for Restaurants and Bars: What to Include and Why
A clear, enforceable Responsible Beverage Policy (RBP) reduces liquor liability, protects guests and staff, and helps control insurance costs. Below is a comprehensive sample policy …
Training for High-Risk Events and Private Parties: Policies to Avoid Overserving and Liability
High-risk events and private parties pose outsized risk for restaurants, bars, hotels and caterers. When alcohol is served to large groups or at off-site venues, …
Server and Bartender Training Programs That Meet State Requirements and Reduce Risk
Keeping staff trained on responsible alcohol service is one of the most cost-effective risk controls a restaurant, bar or event operator can buy. Well-designed server …
Documenting Service Decisions: How Deny Logs and Incident Reports Help Defend Liquor Claims
When a patron becomes intoxicated and causes harm, restaurants and bars face not only tragic outcomes but also costly liability claims. Proper documentation—deny logs and …