Restaurants, bars, hotels and event venues face outsized third‑party liability risks in high‑traffic U.S. markets such as New York City, Los Angeles and Miami. Well‑drafted …
Business Insurance
Vendor Onboarding Checklist: Due Diligence to Prevent Liability from Suppliers and Contractors
Restaurants and hospitality operators in the United States—especially in high-risk markets like New York City, Los Angeles, and Chicago—face ongoing third-party liability from food suppliers, …
Indemnity, Insurance and Hold Harmless Clauses Every Restaurant Should Use with Suppliers
Restaurants face outsized third-party risk from suppliers — contaminated ingredients, delivery accidents, equipment failures and subcontractor mistakes can generate costly claims. For restaurants operating in …
Delivery Platforms, Caterers and Event Vendors: Allocating Risk and Ensuring Compliance
Restaurants and hospitality operators in the USA increasingly rely on third parties — delivery platforms, caterers, rental companies, and event vendors — to extend service …
Contract Clauses to Limit Liability from Third-Party Contractors and Subcontractors
Content Pillar: Contracts, Vendors & Third-Party Liability — Restaurant and Hospitality Liability (USA) Restaurants, hotels, and event venues in the United States face concentrated third-party …
Auditing Vendor Insurance Certificates and Enforcing Minimum Coverage Requirements
Content Pillar: Contracts, Vendors & Third-Party Liability — Restaurant & Hospitality Liability (USA) Effective vendor insurance certificate auditing and firm enforcement of minimum coverage requirements …
Contracts, Vendors and Third-Party Liability: How to Draft Agreements That Protect Hospitality Operators
Running a restaurant, bar, hotel, or catering operation in the United States means relying on a web of vendors—from food suppliers and cleaning crews to …
Measuring the Impact of Beverage Training on Claims, Incidents and Insurance Premiums
Effective beverage service training is one of the most cost-efficient risk-management tools a restaurant, bar or nightclub can deploy. For U.S. hospitality operators — whether …
Implementing Random Audit and Mystery Shopper Programs to Enforce Responsible Service
Responsible beverage service is a legal and financial imperative for restaurants, bars, and hospitality venues across the USA. Random audits and mystery shopper programs—when designed …
Sample Responsible Beverage Policy for Restaurants and Bars: What to Include and Why
A clear, enforceable Responsible Beverage Policy (RBP) reduces liquor liability, protects guests and staff, and helps control insurance costs. Below is a comprehensive sample policy …