A practical, step‑by‑step guide for high-income earners and business owners who need precise life insurance sizing—covering income replacement, business continuity, buy‑sell funding, key‑person planning, beneficiary …
Business Insurance
Educational Toolkits: Small Business Administration, IRS, and State Agency Guides for Insureds
Protecting a small business starts with reliable information. For U.S. business owners and insureds, government toolkits from the Small Business Administration (SBA), the Internal Revenue …
How to Vet Online Insurance Information: Checklist for Evaluating Authoritativeness and Accuracy
A practical, step-by-step ultimate guide for U.S. business owners and insurance buyers. Learn how to separate reliable, regulator-backed insurance guidance from marketing, opinion, or outright …
Trusted Publications & Research for Commercial Insurance Buyers: J.D. Power, AM Best and NAIC
A practical, U.S.-focused ultimate guide for commercial insurance buyers, risk managers and procurement teams. This guide explains what J.D. Power, A.M. Best and the NAIC …
Compliance Resource Pack: State Workers’ Comp Offices, OSHA Standards and Breach Notification Laws
Authoritative References & Resources (U.S.-focused) — Business insurance essentials This ultimate guide helps U.S. employers, risk managers, insurance buyers, and compliance teams navigate the three …
Citations & Further Reading: Curated Government, Industry and Major Insurer Resources for US Buyers
Content pillar: Authoritative References & Resources (U.S.-focused)Context: Business insurance essentials — the ultimate guide for U.S. buyers who need high-authority, actionable references to research carriers, …
Model Policy Language & Sample Endorsements from Reputable Sources for Business Insurance Essentials
A practical, legally-conscious guide to creating clear, enforceable model policy language and sample endorsements U.S. commercial buyers, brokers, and risk managers can use when negotiating …
Major Carrier Guides & Industry Reports: Where to Find Authoritative Commercial Insurance Data
An ultimate, U.S.-focused guide for business buyers, brokers, risk managers and procurement teams who need reliable commercial-lines intelligence — market share, rate filings, loss-costs, carrier …
State Insurance Department Directory: Links to Filing Requirements, Forms and Consumer Alerts
Understanding how to find and use your state insurance department’s resources is critical for every commercial risk manager, insurance broker, carrier compliance officer, and small-business …
Business Insurance Essentials Resource Hub: Official US Government and Industry Links for Buyers
This ultimate guide compiles authoritative, U.S.-focused resources — government, regulatory, and industry — to help business owners, risk managers, and advisors choose, evaluate, and manage …