Cross-border estate planning increasingly relies on sophisticated insurance structures—especially for high net worth (HNW) U.S. taxpayers with multi-jurisdictional assets. Offshore life policies, private placement life …
Foreign Ownership Rules and Estate Inclusion Risks: What Global Clients Must Know
For high-net-worth (HNW) individuals with cross-border ties, life insurance is a central tool for wealth transfer, liquidity planning, and tax mitigation. But when policies are …
Coordinating Multijurisdictional Trusts and Insurance for Efficient International Wealth Transfer
High-net-worth (HNW) families with U.S. ties face layered challenges when transferring wealth internationally: federal and state estate taxes, differing residency and domicile rules, treaty withholding, …
Cross-Border Premium Financing: Legal, Tax, and Currency Risks to Consider
Cross-border premium financing is a powerful tool for high-net-worth (HNW) U.S.-based families who use life insurance to transfer wealth, fund estate taxes, or support succession …
Structuring PPLI and Offshore Policies to Comply with Home-Country Regulations
Private Placement Life Insurance (PPLI) and offshore life insurance can be powerful tools for high-net-worth (HNW) U.S. families to achieve wealth transfer, tax mitigation, and …
Cross-Border Estate Planning: Choosing Onshore vs Offshore Life Insurance for Multinational HNW Families
High net worth (HNW) families with ties to the United States frequently use life insurance to accomplish cross-border wealth transfer, liquidity for estate taxes, and …
Treaty Considerations and Withholding on Insurance Proceeds Across Jurisdictions
High-net-worth (HNW) families and their advisors increasingly rely on life insurance and sophisticated insurance wrappers (PPLI, captive solutions, funded trusts) to transfer wealth, preserve liquidity …
FATCA, CRS, and Reporting Requirements for Cross-Border Insurance Holdings
Cross-Border & International Estate Planning with Insurance — High Net Worth Estate Planning: Articles about using insurance for wealth transfer and tax mitigation Insurance is …
Residency, Domicile, and Policy Ownership: Avoiding Unintended Tax Traps for International Estates
High-net-worth (HNW) individuals with cross‑border ties face a unique set of estate-planning pitfalls when life insurance, trusts, residency, and domicile interact across jurisdictions. For U.S.-focused …
Captive Insurance Alternatives for HNW Families: When a Captive Makes Sense
High-net-worth (HNW) families in the United States face complex risk, tax and estate-transfer issues that often make captive insurance an attractive tool. But a captive …