Money management can feel complicated because so many goals compete for attention at once, from clearing debt and building an emergency fund to investing for …
Values-based Financial Planning: Aligning Your Money Decisions with What Matters Most
Money can feel complicated, especially when you are trying to balance budget planning, emergency fund goals, debt payoff, retirement planning, and day-to-day money management all …
Quarterly Financial Reviews: a Checklist for Tracking Progress and Adjusting Goals
Quarterly financial reviews can feel a little overwhelming at first, especially if your money picture includes budgeting, debt payoff, savings, investing, taxes, and retirement planning …
How to Prioritize Competing Financial Goals When You Can’t Do It All at Once?
When money feels tight, competing goals can make personal finance feel more complicated than it should. You may want to clear debt, grow your emergency …
Goal-based Savings Calculators: Estimating How Much You Need for Each Major Life Event
When you’re trying to save for a house, a wedding, a child, retirement, or simply a more secure future, the hard part is often not …
Creating a Personal Mission Statement for Your Finances: Purpose-driven Goal Setting
Money decisions can feel surprisingly complicated, especially when you are trying to balance day-to-day bills, future security, family responsibilities, and the quiet worry that you …
From Dreams to Dollars: a Framework for Turning Aspirations into Concrete Financial Targets
Turning a vague wish into a workable money plan can feel more complicated than it should be, especially when the dream is emotionally meaningful but …
Beyond Premiums: How to Build a Weighted Scorecard for Comparing Home Insurers
Home insurance can feel deceptively simple until you try to compare two or three quotes and realise that the cheapest premium is often not the …
Using Naic Complaint Ratios to Predict Claims Experience: a Consumer’s Guide
For many consumers, insurance can feel opaque until the moment you need to make a claim, at which point the real question is not simply …
How to Stress-test an Insurer’s Financial Strength Using Public Data (Am Best, S&p, Moody’s)?
When you are choosing an insurer, it can feel surprisingly difficult to tell which company is genuinely strong and which one simply looks reassuring on …