Coastal New Jersey drivers face a unique insurance landscape where storm surge, tidal flooding, and increasingly frequent nuisance flooding create a real risk to vehicles. …

The Michigan auto insurance market has shifted significantly since no-fault reform, creating both opportunities and complexities for drivers shopping for coverage. This guide provides a …

Michigan drivers shopping car insurance face an abundance of choices beyond liability and collision: rental reimbursement and OEM parts endorsements (often called OEM endorsements, OEM …

Michigan’s 2019 no-fault reforms changed how drivers buy and price car insurance. Discounts for low-mileage, multi-vehicle and defensive driving remain important levers insurers use to …

Michigan’s no-fault overhaul fundamentally changed how medical coverage under auto policies is bought, priced, and claimed. For drivers, the technical legal changes matter less than …

Michigan’s 2019 no-fault reforms changed the auto insurance landscape and forced drivers to re-evaluate uninsured motorist (UM) and underinsured motorist (UIM) choices. This article provides …

Michigan drivers face a uniquely complex auto-insurance landscape. Driving records and local medical cost trends are two of the most powerful levers insurers use to …

The 2019 no-fault overhaul in Michigan fundamentally changed how Personal Injury Protection (PIP) is sold, priced, and used. These reforms — implemented statewide over 2020–2021 …

Personal Injury Protection (PIP) in Michigan has been fundamentally reshaped by recent no-fault reforms. Choosing the right PIP option is now a multi-dimensional decision that …

Understanding why car insurance premiums vary significantly between Detroit and surrounding suburban counties is essential for Michigan drivers shopping for the best policy. This deep-dive …