Understanding whether a liability policy is written on a claims-made or occurrence basis is one of the single most important decisions a business owner makes …
Comparing Policies: Side-by-Side General Liability, E&O, Product Liability and Umbrella Use Cases
Understanding which liability policy your business needs is one of the most consequential risk-management decisions an owner will make. This ultimate guide compares Commercial General …
Certificate of Insurance Strategies: Protect Your Business and Win Contracts Without Overpaying
Table of contents Quick summary: what this guide will give you What a Certificate of Insurance (COI) actually is — and is not Typical COI …
Commercial Umbrella vs Higher Limits: When an Umbrella Policy Is Cheaper Than Raising Primary Limits
Ultimate guide — Liability Products & Lawsuits (General, Professional, Product, Umbrella)Business insurance essentials for U.S. owners: when to buy an umbrella, when to raise primary …
Business Insurance Essentials: Which Liability Policy Do You Need — General, E&O, Product or Umbrella?
Choosing the right liability insurance mix is one of the most important decisions a U.S. business owner will make. Pick too little and a single …
Contract Requirements & COIs: Buying Liability Insurance to Satisfy Clients and Vendors
Ultimate guide — Business insurance essentials (U.S.) for contracts, certificates of insurance (COIs), endorsements, and practical buying strategies for General, Professional (E&O), Product and Umbrella …
Professional Liability (E&O) Buying Guide: Limits, Retroactive Dates and Tail Coverage Explained
Why this guide matters: Professional liability (Errors & Omissions, or E&O) insurance protects service providers, consultants, architects, accountants, technology firms and many other professionals from …
Bundle Economics: Save on Premiums with a BOP — Real Cost Comparisons for US Businesses
A Business Owner’s Policy (BOP) can be one of the most cost-effective moves a small or mid-size business makes — bundling core property, liability, and …
Claim Scenarios Explained: How General Liability, Property, and Business Interruption Work Together
Understanding how General Liability (GL), Commercial Property, and Business Interruption (Business Income) coverages interact is essential for U.S. small-business owners making purchase, claims, and risk-management …
BOP vs Separate Policies: Compare General Liability, Commercial Property and Business Income Coverages
Core Coverage Pillar: Core Coverages & Business Owner's Policy (BOP)Content Pillar: Business insurance essentials (US market) — the ultimate guide for small and mid-size business …