Professional liability insurance (Errors & Omissions, or E&O) frequently uses a claims-made trigger. That means your policy only covers claims reported while the policy is …
Practical Steps to Secure Extended Reporting and Avoid Gaps in Professional Liability Insurance (Errors & Omissions)
Professional liability insurance (Errors & Omissions, E&O) on a claims-made basis requires careful management when you change carriers, wind down a practice, or have contract-driven …
Winding Down Operations? Tail Coverage Essentials for Professional Liability Insurance (Errors & Omissions)
When a professional services firm in the USA — whether an engineering consultancy in Houston, a CPA practice in New York City, or a tech …
Negotiating Tail and Prior Acts Terms When Buying or Selling a Firm With Professional Liability Insurance (Errors & Omissions)
When buying or selling a professional services firm in the United States — whether a small design studio in Austin, TX, a mid‑size consultancy in …
When Employers Require Tail Coverage: Contract and Employment Exit Scenarios for Professional Liability Insurance (Errors & Omissions)
Tail coverage (also called an Extended Reporting Period or ERP) is one of the most frequently negotiated — and misunderstood — elements of Professional Liability …
How to Calculate the Cost of Tail Coverage for Professional Liability Insurance (Errors & Omissions)
Understanding tail coverage (an Extended Reporting Period, or ERP) is essential when you maintain a claims-made Professional Liability / Errors & Omissions (E&O) policy in …
Extended Reporting Periods Explained for Professional Liability Insurance (Errors & Omissions) Policies
Professional liability (Errors & Omissions, E&O) insurance in the United States commonly uses claims-made policies. That means coverage applies if a claim is both made …
Short-Term Contractors: Managing Prior Acts Exposure in Professional Liability Insurance (Errors & Omissions)
Short-term contractors—independent consultants, project-based designers, IT contract professionals, and interim managers—face a common but underappreciated risk: prior acts exposure under claims-made Professional Liability (Errors & …
Prior Acts Coverage: How to Protect Against Past Work Exposure in Professional Liability Insurance (Errors & Omissions)
Professional liability (Errors & Omissions, E&O) claims often arise years after a project is finished. If your policy is written on a claims-made basis — …
When to Buy Cyber Liability vs Professional Liability Insurance (Errors & Omissions) for Technology Firms
Technology firms in the United States face two distinct — but often overlapping — liability exposures: cyber liability (first- and third-party losses from data breaches, …