Content Pillar: Employer-Sponsored Gap Insurance: B2B and Employee ChoiceContext: Medical aid (major medical) vs. gap cover (hospital indemnity / fixed indemnity) decision content — U.S. …
January 2026
Employee Choice: Comparing Group Gap Insurance Plans to Private Market Policies
Ultimate guide — Employer-Sponsored Gap Insurance: B2B and Employee Choice (U.S. market) Choosing between group (employer-sponsored) gap insurance and private-market (individual) gap policies is a …
Group Gap Insurance: Best Practices for Mitigating Employee Financial Risk
Ultimate guide — Employer-Sponsored Gap Insurance: B2B and Employee Choice(Deep dive for HR leaders, benefits decision-makers, brokers, and finance teams) Table of contents Introduction: why …
Voluntary Benefits Guide: Is Employer-Provided Gap Insurance Right for You?
Quick summary: This guide explains what employer-sponsored “gap” insurance (often sold as hospital indemnity or fixed indemnity plans) is, how it differs from core medical …
HSA vs. Supplemental Insurance: Optimizing Your Out-of-Pocket Healthcare Spend
Short answer: there’s no single winner for every shopper. HSAs (Health Savings Accounts) are a tax-advantaged, long-term vehicle that reduces taxable income and compounds tax-free …
HSA vs Gap Coverage: Choosing the Best Path for Managing Unexpected Costs
Understanding how to protect yourself from high medical bills is a top financial priority for many Americans. Two widely used strategies—Health Savings Accounts (HSAs) and …
Financial Strategy: Leveraging HSAs Alongside Gap Insurance for Total Protection
A practical, expert guide to using Health Savings Accounts (HSAs) and gap/supplemental insurance together to minimize out-of-pocket risk, maximize tax efficiency, and preserve long-term savings. …
Employer-Sponsored Gap Insurance: A Guide for Corporate Health Decision Makers
Executive summaryAs employers face rising premiums, higher deductibles, and growing employee financial stress, employer-sponsored gap insurance (also called hospital indemnity or fixed-indemnity supplement) is re-emerging …
Should You Fund an HSA or Buy Gap Insurance? A Financial Planning Guide
HSA vs. Gap Insurance: Maximizing Out-of-Pocket Efficiency Deciding whether to prioritize contributions to a Health Savings Account (HSA) or buy a gap (supplemental) insurance plan …
Gap Insurance vs Health Savings Accounts: Expert Advice for Smart Spenders
HSA vs Gap Insurance: Maximizing Out-of-Pocket Efficiency Whether you’re enrolled in an employer plan, buying on the ACA marketplace, or self-insuring part of your healthcare …